Salary Calculator
Calculate your in-hand salary from CTC with detailed breakdown (India).
Typically 40-50% of CTC
50% for metro, 40% for non-metro
Monthly In-Hand Salary
₹88,032
Annual: ₹10,56,383
Monthly Earnings
Basic Salary₹40,000
HRA₹20,000
Special Allowance₹36,276
Gross Salary₹96,276
Monthly Deductions
EPF (Employee)-₹1,800
Professional Tax-₹200
Income Tax (TDS)-₹6,244
Total Deductions-₹8,244
Salary Breakdown
In-Hand (91.4%)Deductions (8.6%)
Annual CTC Breakdown
Gross Salary₹11,55,312
EPF (Employer Contribution)₹21,600
Gratuity₹23,088
Total CTC₹12,00,000
Understanding Your Salary
CTC Components
- Basic Salary (40-50%)
- HRA (House Rent Allowance)
- Special Allowances
- EPF (Employer + Employee)
- Gratuity
Common Deductions
- EPF: 12% of basic (max 15K)
- Professional Tax: ₹200/month
- Income Tax (TDS)
- Insurance premiums
Note
This is an approximate calculation. Actual in-hand salary may vary based on company policies, additional allowances, and individual tax planning.