MyAIUtility

Inflation Calculator

Understand how inflation affects the purchasing power of your money.

Calculate what today's money will be worth in the future

1%15%

India's average: ~6% p.a.

1 year40 years

Future Purchasing Power

₹55,839

₹1,00,000 today will have the purchasing power of ₹55,839 in 10 years.

Original Amount

₹1.00 L

Purchasing Power Loss

44.2%

To Maintain Purchasing Power

To buy the same things in 10 years, you'll need:

₹1.79 L

This is 79% more than today

Purchasing Power Over Time

Remaining Value: 55.8%Lost to Inflation: 44.2%

Year-wise Breakdown

YearPurchasing PowerChange
0₹1.00 L-
1₹94,340-5.7%
2₹89,000-11.0%
3₹83,962-16.0%
4₹79,209-20.8%
5₹74,726-25.3%
6₹70,496-29.5%
7₹66,506-33.5%
8₹62,741-37.3%
9₹59,190-40.8%
10₹55,839-44.2%

Understanding Inflation

What is Inflation?

Inflation is the rate at which the general level of prices for goods and services rises, eroding purchasing power over time.

Rule of 72

Divide 72 by the inflation rate to find how many years it takes for prices to double. At 6% inflation, prices double in ~12 years.

Beat Inflation

Invest in assets that historically beat inflation: equity mutual funds, real estate, gold, and inflation-indexed bonds.