EPF Calculator

Calculate your Employee Provident Fund corpus at retirement

Enter Details

Monthly Basic Salary + DA (₹)

Current Age

Retirement Age

Current EPF Balance (₹)

Expected Annual Increment (%)

0%5%15%

EPF Interest Rate (%)

Current rate: 8.25% (FY 2023-24)

Employee Contribution (%)

Employer to EPF (%)

8.33% goes to EPS

Maturity Amount

₹2.72 Cr

Total Years

33 years

Total Contribution

₹75.28 L

Total Interest

₹1.96 Cr

Employee (21.2%)Employer (6.5%)Interest (72.3%)

Your Contribution (12%)₹57.65 L

Employer to EPF (3.67%)₹17.63 L

Interest Earned₹1.96 Cr

Total Corpus₹2.72 Cr

Estimated EPS Pension

₹7,071/month

Based on max pensionable salary of ₹15,000

Year	Age	Contribution	Interest	Balance
1	26	₹94,020	₹7,757	₹1.02 L
2	27	₹98,721	₹16,541	₹2.17 L
3	28	₹1.04 L	₹26,457	₹3.47 L
4	29	₹1.09 L	₹37,619	₹4.94 L
5	30	₹1.14 L	₹50,151	₹6.58 L
6	31	₹1.20 L	₹64,188	₹8.42 L
7	32	₹1.26 L	₹79,879	₹10.48 L
8	33	₹1.32 L	₹97,383	₹12.78 L
9	34	₹1.39 L	₹1.17 L	₹15.34 L
10	35	₹1.46 L	₹1.39 L	₹18.18 L
11	36	₹1.53 L	₹1.63 L	₹21.34 L
12	37	₹1.61 L	₹1.89 L	₹24.84 L
13	38	₹1.69 L	₹2.19 L	₹28.72 L
14	39	₹1.77 L	₹2.52 L	₹33.00 L
15	40	₹1.86 L	₹2.88 L	₹37.74 L
16	41	₹1.95 L	₹3.27 L	₹42.97 L
17	42	₹2.05 L	₹3.71 L	₹48.74 L
18	43	₹2.15 L	₹4.20 L	₹55.09 L
19	44	₹2.26 L	₹4.73 L	₹62.09 L
20	45	₹2.38 L	₹5.32 L	₹69.78 L
21	46	₹2.49 L	₹5.96 L	₹78.24 L
22	47	₹2.62 L	₹6.67 L	₹87.53 L
23	48	₹2.75 L	₹7.45 L	₹97.73 L
24	49	₹2.89 L	₹8.30 L	₹1.09 Cr
25	50	₹3.03 L	₹9.24 L	₹1.21 Cr
26	51	₹3.18 L	₹10.26 L	₹1.35 Cr
27	52	₹3.34 L	₹11.38 L	₹1.49 Cr
28	53	₹3.51 L	₹12.61 L	₹1.65 Cr
29	54	₹3.69 L	₹13.96 L	₹1.83 Cr
30	55	₹3.87 L	₹15.43 L	₹2.02 Cr
31	56	₹4.06 L	₹17.03 L	₹2.24 Cr
32	57	₹4.27 L	₹18.79 L	₹2.47 Cr
33	58	₹4.48 L	₹20.71 L	₹2.72 Cr